什么是资金来源？
Synonyms
| Category | English | Chinese | Notes |
|---|---|---|---|
| Formal Term | Source of Funds | 资金来源 | AML标准 |
| Regulatory Term | Funds Origin | 资金来源审查 | Trader / Trafficker |
Definition
SOF 是用于核实当前入金资金是否合法来源的尽调机制。
Technical / Compliance Mechanism Explanation
| 审查点 | Description |
|---|---|
| 收入凭证 | 工资单 / 银行流水 |
| 交易逻辑 | 入金与收入匹配性 |
| 钱包归属 | 第三方钱包风险 |
| 币源追踪 | 区块链溯源分析 |
Platform Application Scenarios
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大额入金
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频繁充值
-
异常资金跳跃
Risk / Compliance Points
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FATF Mandatory Requirement: Failure to execute EDD can lead directly to license revocation.
-
Non-compliance can result in criminal prosecution or fines up to tens of millions.
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违规最高可判刑或千万级罚款
Risk / Compliance Points
SOF 不清晰时必须限制交易。